Full-time employees are hired at a wage commensurate with their experience in the appropriate wage grade for their position and are eligible for annual pay rate increases based on performance.  The following is a summary of benefits currently offered to Full time employees at RFTA.

• Health Insurance including choice of a PPO or HDHP medical plan, vision, and dental.  RFTA pays the majority of the cost.  Employees pay between $0 and $55.50 per month for single coverage, and between $280 and $394 per month for dependent coverage depending on plan and level.  
• Short and Long-Term Disability. RFTA offers short and long-term disability insurance to employees at no cost.
• Life and Accidental Death & Dismemberment Insurance.  RFTA offers life and AD&D insurance to employees at no cost, with coverage equal to the annual salary plus $10,000 for single employees and five times the annual salary plus $10,000 for employees with dependents.  Employees are also eligible to purchase additional Voluntary life insurance.
• Pre-Tax Savings Plans.  RFTA offers several options for employees to utilize pre-tax savings accounts including Flexible Spending Accounts for medical expenses, Dependent Care Accounts, and Health Savings Accounts.  Employees on the HDHP receive between $1,250 and $2,500 annually from RFTA for their HSAs. (will be prorated from start date)
• Deferred Compensation Plans.  Full-time employees are enrolled in RFTA’s 401(a) social security replacement plan.  RFTA contributes 12.55% of the employee’s gross earnings to the 401(a) plan in lieu of social security contributions.
• Matching Retirement benefit RFTA also offers a voluntary 457(b) plan in which employees may contribute to their retirement accounts on either a pre-tax or ROTH basis. Employees who choose to participate in our 457(b) retirement plan will receive matching contributions in their 401(a) retirement plan, up to 1.5% on top of the standard 12.55%
• Paid Time Off.  Full-time employees with less than five years of service accrue vacation at a rate of 8.5% up to a maximum of 6.8 hours per bi-weekly paycheck.  After five years of service, the vacation accrual rate increases to 10.75% up to a maximum of 8.6 hours per bi-weekly paycheck.  All full-time employees accrue sick time at a rate of 4.6% up to a maximum of 3.7 hours per bi-weekly paycheck. Vacation accrual caps at 300 hours.  RFTA also offers paid time off for jury duty and bereavement.
• Four-Mountain Ski Pass or $425 Cash Bonus.  Employees pay applicable taxes on $425 regardless of their choice.  Cash bonuses are issued on the pay check before Christmas, and taxes on ski passes are deducted on the pay check after Christmas. The cash bonus is pro-rated after the onset of the ski season. To be eligible for this benefit, employees must be employed between November and March.
• RFTA Bus Passes for employee and eligible dependents (legal spouse, and/or children under the age 18).  Passes are good for unlimited rides on valley local, BRT, hogback, and City of Aspen runs
• Life Crisis Fund.  Funded by employee donations, Life Crisis funds go directly to RFTA employees who are experiencing a life crisis, as determined by the CEO.
• Employee Assistance Program.  TRIAD offers confidential counseling and referral services.  Employees and their dependents are eligible for eight free sessions per issue per year. 
• Employee Housing Assistance. In addition to offering rental advance loans to full-time employees in their first three years of service, RFTA has apartments available on a first come, first served basis.
• Other Perks: Winter RFTA Jacket, End of Season Party, Summer Aspen Music Festival Tickets and discounted gym memberships.

* UPDATED JUNE  2024. THIS SUMMARY IS FOR INFORMATIONAL PURPOSES ONLY AND EVERY EFFORT HAS BEEN MADE TO ENSURE ITS ACCURACY. IF A DISCREPANCY EXISTS BETWEEN INFORMATION PROVIDED HERE AND PLAN DOCUMENTS, THE PLAN DOCUMENTS WILL PREVAIL. RFTA RESERVES THE RIGHT TO CHANGE OR UPDATE BENEFITS AT ANY TIME.